Buyers

Buying Naples Real Estate?

Today’s real estate market has become highly complex and many issues face the prospective buyer.  Glenn Ginsburg spends an extensive amount of time and energy studying and analyzing the local real estate market, as well as, keeping abreast of the issues that can affect your real estate transaction and ensure that it is smooth and easy.

Naples, Bonita Springs and Estero offers a prospective buyer a wide choice of developments, communities, subdivisions, and neighborhoods for your consideration.  In addition, there are many different building styles to meet your own individual choice.

Comprehensive directories of the various areas for your consideration have been compiled and continually updated with the latest information. The directories are by major area:

If you are considering buying a pre-foreclosure or possible “short sale” property in the southwest Florida communities of Naples, Bonita Springs or Estero you consider the following items:

  • Do you know that the lender(s) has to approve the offer besides the seller?
  • Is the seller’s real estate agent adequately prepared to present your offer to a lender(s)?
  • Is the listing price so good that the lender(s) may not accept the offer?
  • How long should the offer be good for?
  • What happens if the lender(s) do not respond to the offer within a reasonable amount of time?
  • What terms or conditions may a seller require prior to accepting your offer?

If you don’t know the answers to these questions, be sure to contact me.

A pre-forclosure or “short sale” maybe a good deal for you if handled correctly.  If you are interested in purchasing such a property, please complete the contact to the right and I will respond via e-mail to you.

10 Things to Take the Trauma Out of Homebuying

1. Find a real estate agent that’s simple. Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the agent you chose is both skilled and a good fit with your personality.

2. Remember, there’s no “right” time to buy, any more than there’s a right time to sell. If you find a home now, don’t try to second-guess the interest rates or the housing market by waiting. Changes don’t usually occur fast enough to make that much difference in price, and a good home won’t stay on the market long.

3. Don’t ask for too many opinions. It’s natural to want reassurance for such a big decision, but too many ideas will make it much harder to make a decision.

4. Accept that no house is ever perfect. Focus in on the things that are most important to you and let the minor ones go.

5. Don’t try to be a killer negotiator. Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price may lose you the home you love.

6. Remember your home doesn’t exist in a vacuum. Don’t get so caught up in the physical aspects of the house itself—room size, kitchen—that you forget such issues as amenities, noise level, etc., that have a big impact on what it’s like to live in your new home.

7. Don’t wait until you’ve found a home and made an offer to get approved for a mortgage, investigate insurance availability, and consider a schedule for moving. Presenting an offer contingent on a lot of unresolved issues will make your bid much less attractive to sellers.

8. Factor in maintenance and repair costs in your post-home buying budget. Even if you buy a new home, there will be some costs. Don’t leave yourself short and let your home deteriorate.

9. Accept that a little buyer’s remorse is inevitable and will probably pass. Buying a home, especially for the first time, is a big commitment, but it also yields big benefits.

10. Choose a home first because you love it; then think about appreciation. While U.S. homes have appreciated an average of 5.4 percent annually over from 1998 to 2002, a home’s most important role is as a comfortable, safe place to live.